Fannie Mae: The Fannie Mae Selling Guide provides comprehensive information on Fannie Mae's mortgage guidelines.
https://selling-guide.fanniemae.com
Freddie Mac: The Freddie Mac Single-Family Seller/Servicer Guide details Freddie Mac's requirements for selling and servicing single-family mortgages.
https://guide.freddiemac.com
Federal Housing Administration (FHA): The FHA Single Family Housing Policy Handbook (HUD Handbook 4000.1) contains the FHA's guidelines for single-family mortgages.
https://www.hud.gov/program_offices/housing/sfh/handbook_4000-1
Veterans Affairs (VA): The VA Lenders Handbook outlines the VA's requirements for lenders originating VA-guaranteed home loans.
https://www.benefits.va.gov/WARMS/pam26_7.asp
United States Department of Agriculture (USDA): The USDA Rural Development Handbooks provide guidelines for USDA's rural development loan programs.
https://www.rd.usda.gov/resources/directives/handbooks
FHA Reverse Mortgages (Home Equity Conversion Mortgages - HECM): The FHA Reverse Mortgages (HECM) Guidelines offer information on FHA's reverse mortgage program.
https://www.hud.gov/program_offices/housing/sfh/hecm
Conventional Loans: UWM provides competitive conventional loan options with features such as LTVs up to 97% and FICO scores starting at 620. These loans are available for primary, second, and investment properties.
https://www.uwm.com/loan-products?utm_source=chatgpt.com
FHA Loans: As a leading FHA lender, UWM offers FHA loans with flexible credit requirements and low down payment options, making homeownership accessible to more borrowers.
https://www.uwm.com/loan-products?utm_source=chatgpt.com
VA Loans: UWM provides VA loans to eligible veterans and active-duty service members, featuring benefits like no down payment and competitive interest rates.
https://www.uwm.com/loan-products?utm_source=chatgpt.com
Jumbo Loans: For borrowers seeking higher loan amounts, UWM offers Jumbo loan products with loan amounts up to $3 million, accommodating primary, secondary, and investment properties.
https://www.uwm.com/loan-products?utm_source=chatgpt.com
Investor Flex (DSCR) Loans: Designed for real estate investors, these loans qualify borrowers based on the property's rental income rather than personal income, allowing financing for up to 20 properties.
https://uwm.com/price-a-loan/exclusives/products/investor-flex?utm_source=chatgpt.com
Home Equity Line of Credit (HELOC): UWM offers standalone HELOCs with various terms, providing borrowers with flexible access to home equity for primary, secondary, and investment properties.
https://www.uwm.com/price-a-loan/exclusives/products/heloc-loan-products?utm_source=chatgpt.com